A Gift of Clarity for Your Family
Leave nothing unsaid. Leave nothing undone.
The 28 File helps you organize your accounts, documents, contacts, wishes, and essential information — so your loved ones aren't left searching, guessing, or overwhelmed when life changes unexpectedly.
Born from love
Created in memory, age 28
Clarity
Know where everything is when it matters.
Confidence
Reduce confusion during life's most challenging moments.
Organization
Keep important information in one secure place.
Peace of Mind
Feel prepared for whatever life may bring.
When someone passes, families face an impossible puzzle
Scattered passwords. Unknown accounts. Missing documents. Questions no one can answer. In a moment of grief, your family shouldn't have to become detectives.
200+ hours
Average time spent settling an unorganized estate
1 in 3
Families lose track of important financial accounts
80%
Of people say they wish a loved one had been more organized
What Is The 28 File?
One complete guide to your life
The 28 File is a thoughtfully designed digital organizer that walks you through every category of information your family will need — from bank accounts and insurance policies to your final wishes and the name of your vet.
It is not a will. It is not legal advice. It is the practical companion to those things: the living map of your life, written in your voice, for the people you love most.
What's Inside
Every category your family will need
From the practical to the deeply personal. Each section is designed to be complete, clear, and compassionate.
Snapshot Overview
Financial Accounts & Assets
Digital Life & Online Accounts
Recurring Payments & Subscriptions
Insurance & Protection
Where To Look
Guidance & Priorities
Security & Storage
How It Works
Three gentle steps to peace of mind
Download & Begin
Get your 28 File instantly. Start with the sections that feel easiest — there is no wrong place to begin.
Fill In at Your Pace
Thoughtful prompts guide you through each category. Spend an hour or a month. Your file waits patiently.
Share with Someone You Trust
When it is complete, share your file with a family member, executor, or trusted friend. Update it anytime.
Why 28?
A number that changed everything
The 28 File was born from the hardest day of my life. My son was killed in a motorcycle accident at the age of 28 — and in the weeks that followed, I found myself piecing together his life from scattered fragments.
Logins I didn't have. Accounts I didn't know existed. Wishes I had to guess at. Grief is heavy enough without becoming an investigator.
I created The 28 File so no family has to do what mine did. The name carries his memory — and a promise to every family who uses it: you are not alone, and you will not be left guessing.
The last thing you give them shouldn't be a burden
Grief is hard enough. Adding financial detective work, password resets, and unanswered questions makes it harder. The 28 File is your way of saying: I love you enough to make this easier.
It is for the spouse who doesn't know where the mortgage is held. The adult child who can't find your medical history. The friend who promised to care for your dog. The family who just wants to honor your life, not untangle it.
A Letter to You
If you're here, you already love them well
Dear friend,
I know why you're on this page. Maybe you watched a friend struggle through a parent's estate. Maybe you've been the one holding the phone, trying to explain to a stranger that yes, the account holder has died. Maybe you just turned a corner in life — a birthday, a diagnosis, a new grandchild — and something inside whispered, it's time to get organized.
Whatever brought you here, I want you to know: this is not a morbid project. It is one of the most loving things you will ever do. Filling out your 28 File is not about preparing to leave. It is about making sure the people you love feel held — even on the day you can't hold them yourself.
Take your time. Skip the hard parts and come back to them. Write in your own voice. Tell them where the spare key is, and tell them you're proud of them. Both belong here.
Thank you for trusting us with something so personal. We'll be here whenever you're ready to begin.
With love,
The 28 File team
FAQ
Questions you might have
Is The 28 File a legal document?
No. The 28 File is a practical organizer that works alongside your will, trust, and other legal documents. It does not replace a will or legal estate planning — it complements them by providing the day-to-day details lawyers and forms don't cover.
How is my information kept safe?
Your 28 File is stored securely and encrypted. You control who sees it and when. We recommend sharing it with one trusted person — a spouse, adult child, executor, or close friend — and updating the password or access method as needed.
What if my situation changes?
That is the beauty of it. The 28 File is designed to be updated anytime you move, change jobs, switch banks, or simply want to add a new memory or wish. It grows with your life.
How long does it take to complete?
Most people finish in 1–2 hours spread over a few sittings. You do not need to do it all at once. The prompts are gentle, and you can skip sections and return later.
Can I use this for my parents or a loved one?
Absolutely. Many people purchase The 28 File to help an aging parent get organized. It can be a loving conversation starter and a shared project.
Give your family the gift of being prepared
Download The 28 File today. Start when you are ready. Finish when it feels right. Your family will thank you — even if they never have to say it out loud.
One-time purchase. Lifetime updates. Instant download.